
Arnold Byron Lua
Chief Operating Officer
Cartera Interchange Corporation

Arnold Byron Lua
Chief Operating Officer
Cartera Interchange Corporation
TOPIC : Connected Transformation: Building Digital Ecosystems for the Experience-Driven Economy
SYNOPSIS :
In today’s landscape, digital transformation is no longer about individual systems—it’s about creating connected ecosystems that deliver seamless, personalized experiences across industries.
Through real-world implementations in banking, retail, cloud services, SXI shares how four synergistic platforms— Digital Banking, Wallet, Loyalty, and Cloud-Managed Infrastructure—work together to accelerate transformation, unlock new business models, and build lasting customer relationships in the experience-driven economy.
SPEAKER'S BIO :
Arnold Byron Lua spearheads the group’s white labeled eWallet and Loyalty solutions to help businesses increase operational payment efficiency and agility and driving customer behavior through loyalty programs. He has 25 years experience covering a wide range of roles which includes solution architecture, product management and senior management covering both local and ASEAN regions in various IT companies.